PageContent1Required DocumentsGenerally, most banks require documentation that allows them to assess your ability to repay a loan and thereby establish the amount you can be lent. To expedite your loan application, we've prepared a list of the primary documents required for most types of mortgage loan application: Copy of the Sales Purchase AgreementCopy of the Mortgage Deed (when refinancing)Recent pay stubs (last 30 days), if you are employedTax returns or financial statements for the last two years, if you have your own businessEvidence of your earnings, included in the ApplicationCopy of two pieces of official identification for each applicantEvidence of the source of the funds that will be used for the down paymentDivorce judgment and any stipulations, if applicableCopy of the rental contract, for rental propertiesExplanation Letter, if you have had any credit issues or if your credit history reflects problemsFor a complete list, click here to download our Required Document Checklist. Call Us +1 (540) 407-2054